Alternative Balance offers a reduced rate for first time members on Alternative Balance Membership, which comes with general and professional liability insurance, Business Personal Property, Business Interruption and Accident insurance that follows you both in-person and online anywhere in the U.S.

One policy covers over 800 services! One policy will cover you for your work in Acupuncture, Ayurveda, Cupping, Hypnotherapy, Tarot Card Reading, Health or Life Coach, Crystal Healing, Energy Work, Meditation, Homeopathy, Reiki, Herbalism, Aromatherapy and more, for the same annual price!  See the Alternative Balance website for a complete list.

• Top-tier industry coverage at $4mil aggregate/$2mil per occurrence.

• Instant coverage once you sign up! 24/7 account access to your member portal to access your policy at any time.

• Alternative Balance offers tons of member benefits including free waivers, templates, business learning webinars, discounts on products and services to help you run and grow your business.

• Able to collaborate with 14K other Alternative Balance members! Join networking events, host a webinar, and offer other members a discount on your services/classes to promote your brand.

• General & Professional Liability $4 Million Aggregate

$2 Million Each Occurrence

• Products-Completed Operations Aggregate $2 Million Aggregate

• Damage to Premises Rented to You $300,000

• Personal & Advertising Injury and Defense Costs Included

• Medical Expenses $5,000

Included:
a. Business Personal Property & Business Interruption Insurance: Covers items your business owns, your income and expenses.

• Total Insurable Value (TIV) $20,000

• Business Personal Property (BPP) $10,000

• Business Interruption & Extra Expense (BI/EE) $10,000

• Deductible $500

Coverage listed above is included free. Higher coverage available to purchase on application, Up to $325,000 TIV available

b. Accident Insurance: No-fault coverage for injuries or accidents that occur in your facility)

• Accidental Death, Dismemberment & Paralysis $1 Million Aggregate

  $5,000 Per Accident

• Accidental Medical Expense Limit $25,000 Per Accident

• Deductible $500 Per Covered Injury

• Accidental Dental $100 Per Tooth/ $500 Max

• Benefit Period 52 Weeks from Date of Accident

For further information on how to apply and pricing, please log-in into your NAMA membership profile here:  National Ayurvedic Medical Association

Allied Ayurvedic Council offers certified Ayurvedic professional affordable, reliable, Ayurveda professional liability coverage. Allied Ayurvedic Council focuses on protection so that professional members can focus on the well-being of their clients. Working closely with the leaders in the Ayurveda profession, Allied Ayurvedic Council is engaged in advocacy to ensure that people seeking holistic, non-invasive solutions to health issues have access to Ayurvedic care. By establishing a select, national network of highly trained Ayurveda professionals, protected by best-in-class professional liability coverage, Allied Ayurvedic Council is building the foundation which will make Ayurvedic care accessible for everyone.

Certified Ayurvedic Professional Liability Insurance

• Professional Liability $1 Million Aggregate  per claim and $3M aggregate per policy year.

• Personal & Advertising Injury Liability $1M per claim and $3M aggregate per policy year. 

• Premises Liability (Professional use) $1M per claim and $3M aggregate per policy year. 

• Product Liability (Professional use) $1M per claim and $3M aggregate per policy year.

Sale of herbs, vitamins and nutritional supplements $10,000 coverage sublimit

• Cyber Liability $10,000 coverage

• Sexual Misconduct Defense $30,000 coverage

Optional Coverages:

Business Personal Property (BPP) $10,000 coverage. At practice location for $101.59

Additional professions - supplemental coverage for other professions for $25 per profession. If you are licensed as a massage therapist, coverage is included free of charge. 

Additional Insured $10 per additional insured.